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People are often persuaded to join by family members or friends.

But there is no guarantee that you will recoup your initial investment.

We’ve distributed more than 100,000 printed copies to Canadians, and our online version has been visited or downloaded from the Competition Bureau’s website more than 250,000 times.

I am very grateful to the Australian Competition and Consumer Commission, who originally developed The and telephone scams.

Scammers target people of all backgrounds, ages and income levels.

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