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Although if you review the terms you’ll see some cards may have a feature that allows the cardholder to pay over time.
Your credit scores are ratings of your credit worthiness, and can be used to help determine your eligibility for credit cards and other financial products.
When you think of the once-mythical American Express black card, you may conjure images of the most fabulously wealthy people in the world plunking one down on the counter to pay for items that cost more than most Americans earn in a year – or possibly even in a decade.
The official name of the American Express “black card” is the Centurion® Card from American Express (not to be confused with the more recent Master Card® Black Card™).
That may mean a coveted ticket to New York’s fashion week or a private box at the Superbowl.
Upgraded airline and hotel loyalty program status, such as Delta Sky Miles Platinum Medallion and Hilton HHonors Diamond, are rumored to be benefits of the Centurion card.
However, there are other less prestigious cards that can help you earn these upgraded statuses without the huge annual fee.
Benefits are also rumored to include a luxury car rental service, with preferred pricing on exotic high-end vehicles like Lamborghinis, Bentleys and even Formula One racing cars.
For a card that is incredibly hard to obtain, the benefits ought to match its world class reputation.
Read this to learn about the factors that go into credit card approval decisions." Although you won’t know the exact benefits you’ll get with the Centurion card unless you receive an invite, you can consider the basic benefits that come with other American Express cards.