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on an adult’s account is the only way to get credit before you turn 18.
The best approach is actually to use both types of credit cards for teens, assuming you’re of age.
If you use your own account responsibly, this will add more positive information to your credit reports each month and help you build credit faster.
At Wallet Hub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
One strategy is to let the teen carry the card occasionally to make specific purchases.
Parents can then ask their children to return with a receipt, or check their credit card account online in order to ensure that their account was used only as permitted.
As a parent trying to help your teen learn good financial behaviors, you might have a difficult choice to make. And if so, can you trust your teen to use it responsibly?
When we talk about teenagers, we are literally referring to those between the ages of 13 and 19, so that is a very large range.In fact, all of these forms of payment offer greater security and convenience than cash.